Getting injured in an accident can be a devastating experience. In addition to possible injuries to your person and damages to your car, it can cause you to have psychological problems for a long time.
As stressful as an accident might be, it will be even worse if you are not able to pay your medical bills or if you end up missing a lot of work. It is important to follow the appropriate steps when you file an insurance claim and to get the medical attention that you need.
What to do at the Scene
When you are in an accident, you should pull over to the side of the road, call the police and wait for them to arrive. When they do arrive you should tell them only what you can absolutely remember about the accident. You should never admit to guilt, even if you think the accident was your fault.
There may have been conditions that contributed to the accident that you did not know about. The other driver may also be somewhat responsible for the crash. Georgia is an at-fault state which means the driver who is responsible for the collision is responsible to pay its bills. If the other driver was over 50% responsible for an accident, you may be the one who is owed compensation.
You should take pictures if you can and get the names of any witnesses. You should also exchange information with the other driver.
Seeking Medical Attention
If you are involved in an accident other than a minor fender bender, you should always have yourself checked out by a doctor. Even if you feel just fine, you may have been injured. They will be able to take x-rays and tell you if you have experienced damage to your bones or internal organs. There are some types of injuries that are not immediately apparent.
You should save every medical bill that is related to your accident. You should also save the bills from any alternative treatments that you have such as physical therapy or flotation therapy. You should save the receipts for both prescription and non-prescription medications.
Documenting other Expenses
If you have missed any work due to your injury, you should get your company’s human resources manager to write you a letter detailing how much work you have missed. If you required help around the house, you should save a copy of the bill. You should also save the receipts for things like Uber rides and grocery deliveries.
Find an Attorney
You should call your insurance company as soon as you can after an accident. They should investigate your case and accept or deny your claim. If they accept your claim, they will make you a settlement offer. Before you accept the offer, you should talk to an attorney.
A trained personal injury lawyer will be well-versed in negotiating with insurance companies. They will be able to get you the money you deserve, so you can get on with your life. You can read more here.